Free tool

What does a payment cost you? Type the amount.

The software is free. When a client pays through it, the cost is a processing fee. Here’s the exact math for any amount. It runs in your browser; nothing is sent anywhere.

Free forever Not a trial. No card, no contract, unlimited staff. Card payments cost 3.9% + 30¢. Our promise →

Payment fee calculator

How they payFeeYou keep

Card: 3.9% + 30¢. ACH: up to 1.8%, so a bank payment never costs more than $10. These rates are for US cards; international cards and currency conversion cost more on Stripe’s pricing page.

Ways to keep more of each payment

  • Offer bank payment on bigger invoices. ACH is capped at $10 total, so on a $2,000 invoice it costs $10 instead of about $78.30 by card.
  • Take deposits up front so you’re not carrying the job cost while you wait.
  • Record cash and checks for free. They post to your books with no fee.

What "free" means here, in plain numbers

  • Software: $0 a month. Unlimited users. No contract, no setup fee, no card to sign up.
  • Card payments you collect: 3.9% + 30¢.
  • ACH bank payments: up to 1.8% (never more than $10).
  • Online bill pay to your vendors (optional, from your accounting): $39 a month per office, only in months you pay bills through it, unlimited users, plus Stripe's cost at cost (bank debit 0.8% capped at $5, 0.25% + 25¢ per vendor payout, $2 per active vendor per month).

If you never take a payment through the platform, you never pay us anything. If you do, the fee is the same whether you have one employee or fifty.

“I’ve got a person for you.” Get paid for it.

Your clients ask you for recommendations all the time. On the TotalPro360 network, when your stylist sends a client to a massage therapist on the network and that appointment is booked and paid, your business earns a share of the network fee. The business that receives the referral pays nothing for the lead itself, only a network fee after the job is booked and paid. How the referral network works · Our sister network for home services.

Questions people ask

Is there a monthly fee on top of this?

No. The software is $0 a month with unlimited users. The only optional monthly charge is online bill pay to your vendors from your accounting: $39 a month per office, only in months you pay bills through it, plus Stripe’s cost at cost.

Who pays the fee, me or my customer?

Your business does, the same as with any card processor. It comes out of the payment before it reaches your bank.

How long does ACH take?

Bank payments usually take about 4 business days to clear, and they post to your books when they settle.

Set up your account in about two minutes.

No card, no contract, no sales call. Pick your business type, and you'll land in your dashboard with a starter service menu and a short setup checklist.

Get started free

Free forever. Not a trial. Booking, checkout and books in one login, unlimited staff.